Loan Rejected?
1 in 3 loan applications in India are rejected purely due to a low or no credit score
ORIVO CREDIT CLUB
Your Personal Financial Manager. For Just ₹249/Month.
Bad credit score? No credit history? Or simply want guidance on the right credit card or loan? Get a dedicated financial manager on WhatsApp who guides every decision — from your very first credit step to becoming completely loan-ready.
Join the ClubA Low CIBIL Score is Quietly Costing You
Paying More?
A score below 700 can cost you ₹5-10 lakhs extra in interest over the tenure of a home loan
No History?
Banks won't lend without a credit history — a frustrating catch-22 that we solve from day one
WHAT'S INCLUDED
Everything You Need to Build and Manage Your Credit
Dedicated WhatsApp Manager
A real person, not a bot. Ask anything, anytime. We guide you through every step of your credit and financial journey.
Full Credit Report Analysis
We review your CIBIL report in detail and identify exactly what's dragging your score and in what order to fix it.
First Step Credit Guidance
Never had a credit card or loan? We map out your exact starting point and get you credit-ready from day one.
Card & Loan Advisory
Already have a good score? We advise you on the best credit cards for your spending pattern and which lender suits your loan profile.
How Orivo Credit Club Works
01
Join & Share Your Situation
Fill a quick form and complete payment. Your dedicated manager reaches out on WhatsApp within 24 hours.
02
Get Your Personalised Plan
We analyse your credit profile and build a month-by-month action plan specific to your situation and financial goals.
03
We Guide You Every Step
Follow the plan, ask questions anytime, and watch your score and financial confidence grow month after month.
One Simple Price. A Real Human on Your Side.
₹249/month
Cancel anytime. No hidden fees. No bots.
- Dedicated WhatsApp Manager
- CIBIL Report Analysis
- First Step Credit Guidance
- Card & Loan Advisory
- Monthly Progress Check-ins
Secure payment